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Risk Disclosures on Derivatives

>9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
>On an average, loss makers registered net trading loss close to ₹ 50,000.
>Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
>Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.

Source:

1. SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

JANA SMALL FINANCE BANK LTD.

NSE : JSFBBSE : 544118ISIN CODE : INE953L01027Industry : Bank - PrivateHouse : Private

BSE470.75-4.55 (-0.96 %)

PREV CLOSE ( ) 475.30

OPEN PRICE ( ) 472.00

BID PRICE (QTY) 469.80 (25)

OFFER PRICE (QTY) 470.95 (43)

VOLUME 3127

TODAY'S LOW / HIGH ( )464.90 473.20

52 WK LOW / HIGH ( )364 619

NSE469.40-5.05 (-1.06 %)

PREV CLOSE( ) 474.45

OPEN PRICE ( ) 480.00

BID PRICE (QTY) 469.40 (2)

OFFER PRICE (QTY) 469.80 (9)

VOLUME 63538

TODAY'S LOW / HIGH( ) 464.80 480.00

52 WK LOW / HIGH ( )363.8 619.7

Quarters

Select year

( in Million)

Particulars

Jun 2025

Mar 2025

Dec 2024

Sep 2024

Audited / UnAudited

Audited

Interest Earned

12501.6

11992.79

11774.12

11660.47

Income On Investments

1121.48

859.04

883.56

940.78

Interest On Balances With Rbi Other Inter Bank Funds

176.16

224.71

158.98

99.99

Interest / Discount On Advances / Bills

11188.36

10893.44

10731.52

10619.64

Others

15.61

0.06

0.07

Other Income

2659.9

2338.84

1774.04

1755.6

Total Income

15161.5

14331.63

13548.16

13416.07

Interest Expended

6550.62

6023.79

5848.26

5721.37

Operating Expenses

5629.5

5379.32

4909.01

4708.19

Total Expenditure

5629.49

5379.31

4909.01

4708.18

Operating Profit Before Provisions and Contingencies

2981.39

2928.53

2790.89

2986.51

Exceptional Items

Provisions and contingencies

1962.14

1730.14

1737.54

2102.75

Profit Before Tax

1019.25

1198.38

1053.36

883.76

Tax

-36.4

-53.24

-83.42

Profit After Tax

1019.25

1234.79

1106.6

967.18

+/- Extraordinary Items

0.00

+/- Prior period items

Net Profit

1019.25

1234.79

1106.6

967.18

Equity Capital

1051.77

1050.56

1047.42

1045.9

Face Value (IN RS)

Reserves

% of Shares held by Govt

Capital Adequacy Ratio

19.97

20.68

18.39

18.81

Gross / Net NPAs

Amount of Gross NPAs

8249.34

7496.02

7578.15

7546.49

Amount of Net NPAs

2627.35

2541.85

2505.12

2472.85

% of Gross / Net NPAs

% of Net NPAs

0.94

0.99

% of Gross NPAs

2.91

2.71

2.8

2.97

Return on Assets

1.07

1.4

1.3

1.17

No of Public Share Holdings

% of Public Share Holdings

Basic Eps After Extraordinary Items

9.69

11.76

10.57

9.25

Basic Eps Before Extraordinary Items

9.69

11.76

10.57

9.25

PBIDTM%

23.84

24.41

23.70

25.61

PBDTM%

8.15

9.99

8.94

7.57

PBTM%

8.15

9.99

8.94

7.57

PATM%

8.15

10.29

9.39

8.29

Notes

Risk Disclosures on Derivatives

Quarterly Results

JANA SMALL FINANCE BANK LTD.